Get a free Family Photo Card with Charlie: banking for 62+

Get a free Family Photo Card when you sign up with Charlie today.

  • Social Security 3-5 days early
  • Advanced fraud protection
  • No monthly fees* or minimums
  • 24/7 phone support.
Welcome, listeners!
Invalid email address
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Welcome, listeners!

As featured in

Customers in 3000+ cities across all 50 states

4.6 avg rating
1.9k reviews

Carry your loved ones with you

Personalize your Charlie debit card with photos of your loved ones. Get a free Family Photo Card when you sign up with Charlie today.

How it works

Sign up for Charlie

In order to receive a Family Photo Card, you need to have a Charlie account.

Personalize your card

Upload a personal photo that you own or have permission to use.

Order your card

Your photo will be reviewed to ensure it meets Charlie’s and Visa’s photo guidelines.

Receive and activate your Family Photo Card, and show it off!

Social Security payments 3-5 days early

No fees. No interest.

Move your Social Security Direct Deposit over to Charlie and no matter when you receive payments, Charlie will make your payment available 3-5 days early.

Charlie
FraudShield

Comprehensive, personalized protection built exclusively for the 62+.

Sleep Mode

Blocks all card activity and ATM withdrawals. Allows reoccurring transfers.

Text me all transactions

Nothing happens on your account without your knowledge! We text you all transactions in and out of your account.

Block online purchases

Don’t shop online? No problem. You can block all online transactions and choose to keep Amazon and Walmart.

Upload a security photo

Identify if you’ve been sent a fraudulent link to Charlie by uploading a photo that stays on your home at all times.

Sign up

Additional Benefits

Real human support,
7 days a week

Whether you need assistance during the day, in the evenings, or over the weekend, our friendly Support Team is here to help.

No monthly fees.*
No minimums.

*One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.

Earn 3% APY**

Make your money go further with 3% APY**

55,000 fee-free ATMs nationwide.

Allpoint ATMs are located in many popular retail stores: Target®, CVS Pharmacy®, Walgreens®, CircleK® and Speedway® among others. Convenient and fee-free.

Target logo.Walgreens logo.Pharmacy vertical logo.

Up to $250,000 fully insured.

Your time is here to enjoy – not worry – about your savings. That’s why Charlie accounts are insured up to $250,000 through our partner bank, Sutton Bank, Member FDIC.